By accessing and using arukelavium's financial modeling educational platform at arukelavium.com, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and arukelavium, located at 7 Charlotte Pl Illawong NSW 2234, Australia.

If you do not agree to these terms, please discontinue use of our services immediately. Your continued use of our platform constitutes acceptance of any modifications to these terms.

arukelavium provides comprehensive financial modeling education through online courses, tutorials, and resources. Our services are designed to enhance your understanding of financial analysis, valuation techniques, and modeling best practices.

Service Offerings Include:

• Interactive financial modeling courses and workshops
• Educational resources and downloadable templates
• Access to learning materials and video content
• Community forums and peer interaction opportunities
• Progress tracking and assessment tools

As a user of our educational platform, you agree to use our services responsibly and in accordance with applicable laws. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account.

1. Provide accurate and complete registration information
2. Use educational content for personal learning purposes only
3. Respect intellectual property rights of all course materials
4. Maintain professional conduct in community interactions
5. Report any technical issues or concerns promptly to our support team

All course materials, including but not limited to videos, documents, templates, software, graphics, and text content, are the exclusive property of arukelavium or our licensed content providers. These materials are protected by Australian and international copyright laws.

Usage Rights and Restrictions:

You are granted a limited, non-exclusive, non-transferable license to access and use educational materials solely for your personal learning purposes. This license does not permit you to modify, distribute, transmit, display, reproduce, or create derivative works from our content without explicit written authorization.

Any unauthorized use of our intellectual property may result in immediate termination of your access and potential legal action under applicable copyright and trademark laws.

Course fees and subscription charges are clearly displayed during the enrollment process. All payments must be completed before accessing premium educational content. We accept various payment methods as indicated during checkout.

Refund Conditions:

• Full refunds available within 14 days of initial purchase for unused courses
• Partial refunds may be considered on a case-by-case basis for technical issues
• No refunds for courses completed or substantially accessed (more than 30% completion)
• Subscription cancellations take effect at the end of the current billing period

Refund requests must be submitted in writing to info@arukelavium.com with detailed reasoning. Processing typically takes 5-10 business days once approved.

We are committed to protecting your personal information in accordance with Australian Privacy Principles and applicable data protection regulations. We collect and use your information solely to provide educational services and improve your learning experience.

Your personal data, including learning progress, course completion records, and communication preferences, are stored securely and never shared with third parties without your explicit consent, except as required by law.

While we strive to provide high-quality educational content, arukelavium makes no guarantees regarding specific learning outcomes, career advancement, or professional success resulting from course completion. Educational results may vary based on individual effort, prior experience, and market conditions.

Service Limitations:

Our educational platform is provided "as is" without warranties of any kind. We do not guarantee uninterrupted access, error-free content, or compatibility with all devices and browsers. Technical issues, maintenance periods, or system updates may occasionally affect service availability.

arukelavium's total liability for any claims arising from these terms or your use of our services shall not exceed the amount you paid for the specific course or service giving rise to the claim, limited to the twelve months preceding the claim.

We reserve the right to suspend or terminate user accounts that violate these terms, engage in prohibited activities, or pose security risks to our platform or other users. Account termination may result in immediate loss of access to all course materials and community features.

You may voluntarily close your account at any time by contacting our support team. Upon account closure, your access to paid content will continue until the end of your current billing period, after which all access will be permanently removed.

arukelavium reserves the right to modify these Terms of Use at any time to reflect changes in our services, legal requirements, or business practices. Significant changes will be communicated to users via email notification and platform announcements at least 30 days before implementation.

Continued use of our services after term modifications constitutes acceptance of the updated terms. If you disagree with any changes, you may terminate your account before the effective date of the modifications.

These Terms of Use are governed by the laws of New South Wales, Australia, without regard to conflict of law principles. Any disputes arising from these terms or your use of our services will be subject to the exclusive jurisdiction of the courts of New South Wales.

Before pursuing formal legal action, we encourage users to contact our support team to resolve disputes amicably. We are committed to addressing concerns promptly and fairly through direct communication whenever possible.